My friend Sara runs out all her money for shopping clothes and accessories. There's  no telling how she always blows her money  without thinking. I always try to advise her to keep herself in the track, and not to fell in a hole. All the time she borrows hundreds bucks from other friends so, no wonder why she doesn't strappeds for cash.

The mortgage is the most big issue now days,  because most of people want to have their own houses even if they're not apply. In my opinion before thinking of buying a house you have to give it a piece of mind. In other words,  you shouldn't mess up your financial ability just to get a new or better house. Be careful not to be sorry about getting trouble with the bank, because at that moment this will drive you crazy.